Payment Options

In order to maintain our high standard of service, we require that payment be made at the time services are rendered. We will provide estimates with a range in cost for all surgeries and hospitalizations prior to treatment. If you have not received an estimate, you are welcome to request one at any time, including prior to any treatment, so there are no surprises on your bill.

We are happy to accept:

Check (with valid ID)
Debit Card
American Express

When unexpected illness strikes a pet, unexpected expenses often follow. Animal Hospital of San Luis Obispo understands this and allows clients to make payments through CareCredit or Scratchpay, so that your pet can get the care they need when they need it.


CareCredit is a healthcare credit card that allows you to break down your medical bills into interest-free monthly installments. Your account can be used for yourself and family members, including your pets. Apply for instant approval by phone 800-677-0718 or online at

Scratchpay is a veterinarian-friendly lender that offers instant approval for payment plans including short- and long-term options with as low as 0% APR. You can explore your options with no hard credit inquiry, no hidden fees, and no retroactive interest charges. To apply, text “PAY” to 213-296-0817 or apply online at

Pet Insurance

Pet insurance is a great option to make caring for your pet more affordable while ensuring they receive the treatment they need, when they need it. Animal Hospital of San Luis Obispo accepts a variety of pet insurance plans. We encourage pet parents to visit to compare plans and determine which insurer is the best fit for your family.